Petplan vs AXA

[LadyJane]

Hmmm well maybe I'll have to give them a call before the free period ends then.  They never told me about it when I rang to activate that!

If it's cheaper than AXA then I may aswell continue with them.

Thanks!

[Millys Mum]

I use the 6k cat plan, again it was arranged over the phone 
Iv had very speedy payment for a large claim with petplan and it arrived quick enough to have paid my credit card off with their cheque 

[LadyJane]

Petplan do actually offer a "cat" policy too (or did) which offers £6000 cover but for some reason they don't seem to advertise that.  I was offered it for just a few pence more when I rang up to insure mosi 3 years ago on the 4k plan. 

Oooh that's interesting.  Online it just shows the value plan, the £4k one and then a £12k one (which is a few pence over £20 a month for Samson).

[clarenmax]

I don't have any experience with Petplan, but can wholly recommend AXA who have been paying promptly for Max's thyroid and kidney problems over the last year and a half.  He was insured as an older cat with FIV, so I was not confident that they would cover anything, but they've surprised me and have been great so far 

[Susanne (urbantigers)]

I think axa offer the best value for money at the monent, but insurance companies do have a habit of altering the goal posts regularly.  Petplan do actually offer a "cat" policy too (or did) which offers £6000 cover but for some reason they don't seem to advertise that.  I was offered it for just a few pence more when I rang up to insure mosi 3 years ago on the 4k plan.  I have had good experiences with petplan paying up in the past and with them covering stuff (such as a dental for jaffa).  But I let the policies expire and am now with axa.  Not made a claim with axa yet but they are a good bit cheaper, esp for older cats.  for the moment.

[LadyJane]

I've read through some of the insurance related threads on here but am struggling to decipher which is best 

I have whittled it down to Petplan "covered for life" or AXA and as far as I can see, the only difference is that Petplan covers up to £4k vet fees and AXA covers up to £7k.

The premium for Petplan is coming in at £3 a month cheaper so the premium alone is hardly a deal-breaker.  I also heard that the charity keep benefitting if i continue with petplan after the 4 weeks free ends - is this true?

Is the choice really this simple?  I feel like I might be missing a trick.

LJ xx