Purrs In Our Hearts - Cat Forum UK

Cat General => General Cat Chat => Topic started by: NikNakNoo on February 10, 2015, 12:38:49 PM

Title: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 12:38:49 PM
Hi all

Can anyone recommend or suggest a pet insurance plan which will cover a pre existing condition which hadn't been treated for previously and he hasn't seen the vet specifically for?

Really need some help and advice.

Thank you
Nic
Title: Re: Pet Insurance - help?
Post by: Dawn F on February 10, 2015, 12:45:48 PM
If you it isn't on the vets records I don't think it is a pre existing condition??
Title: Re: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 12:58:44 PM
It is unfortunately. Basically Bruno went for his jabs and they noticed a grade 2 heart murour. Hes gone back two weeks later and its now a grade 4. We haven't insured him which is very stupid of us and now we are looking at £500 plus just to have some tests but as yet he hasn't had any treatment for it and hasn't needed to see a vet because of it. the vet won't remove the note that they have found it from their system.
Title: Re: Pet Insurance - help?
Post by: Gill (sneakiefeline) on February 10, 2015, 13:01:17 PM
As far as I know there is no insurance that covers pre=existing conditions.

Sorry to hear about Bruno  :hug: :hug:
Title: Re: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 13:06:35 PM
As far as I know there is no insurance that covers pre=existing conditions.

Sorry to hear about Bruno  :hug: :hug:

That's what I feared. We dont have that kind of spare money. he's always been such a strong boy. We aren't too sure what to do :(
Title: Re: Pet Insurance - help?
Post by: Gill (sneakiefeline) on February 10, 2015, 13:08:12 PM
Will vets let you pay by installments?
Title: Re: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 13:20:18 PM
No. They refer it out to a specialist clinic and they may willow two payments but that's it. But still means if he needs an op or meds going forward he won't be covered. Its our own fault. Should have covered him. just don't want him to suffer due to our oversight!! :(
Title: Re: Pet Insurance - help?
Post by: Sue P (Paddysmum) on February 10, 2015, 17:29:23 PM


Could maybe ask the question of this lot:

http://www.morethan.com/customer-help/answers/pet/22


Title: Re: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 17:50:30 PM


Could maybe ask the question of this lot:

http://www.morethan.com/customer-help/answers/pet/22





Yeah Ive messaged them so waiting to hear :)
Title: Re: Pet Insurance - help?
Post by: NikNakNoo on February 10, 2015, 18:00:10 PM
I just called them and its a no :(
Title: Re: Pet Insurance - help?
Post by: Mymblesdaughter on February 10, 2015, 21:15:48 PM
I don't know where you live but some charities like Celia Hammond have their own vets and they offer treatment at a cheaper rate. It could be worth looking into.